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Our useful guide to help you tick all the boxes to get you ready for moving home.
There is a lot to consider when thinking of moving home so we have put together 5 steps to help you get started.
The UK property market has changed dramatically over the last year or so and it has become clear that the 'traditional' house selling process is now generally accepted as no longer fit for purpose.
The legal process is hindered by too little information being gathered by sellers at the start of marketing. All sectors of the property market are now asking for more up front information to help speed up transaction times, reduce stress and minimise the number of sales falling through. Given that failed transaction levels have hit a 35% average in England and Wales something clearly needs to be done. By Comparison, where more up front information is provided in Scotland, the rate of failed transactions is far lower at just 11%.
Following these simple steps will help Home Movers 'Get Legally Prepared' by completing as much of the paperwork as possible even before finding a buyer. This helps eliminate many of the issues that can arise during the transaction before they become a problem and potentially put your sale at risk.
Get a recognised identification report
Everyone that you engage with is going to need to know who you are. It is best practice to complete Identification and Anti Money Laundering Checks (ID/AML). These reports can be shared, upon your request, with companies that need one from you. Your Estate Agent, Mortgage Broker and Conveyancer will all need one, so why not pay once, rather than three times!
We will securely retain the report and distribute it to trusted third parties when required.
Instruct Your Business Name
We work closely with our clients to prepare them for sale. If you have not already done so, get a valuation booked in with us here so that we can find out what buyers we have registered for a property like yours.
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Order Your Searches
Get the Local Authority Search, Drainage & Water and Environmental reports ordered.
These will alert you to any issues that might adversely affect your selling price or potentially delay your sale transaction. They will also enable your buyer to confirm a firm offer based on facts where you have shared some of the pertinent details. Your buyers can probably satisfy their Mortgage Lenders requirements as well as providing vital information to their conveyancer at the very start of the transaction.
To order the correct pack of Searches, please enter your Postcode into the Hazard Checker at the bottom of this page.
Access and complete your Legal Protocol Forms
Complete your Legal Protocol Forms without the need to print, as editable versions are available to download below. Invariably Home Movers do not have access to these forms until after they have instructed a Conveyancer to act for them. We provide them here for anyone wishing to get started.
Gather all useful documents such as boiler service agreements and double glazing guarantees etc. and keep them somewhere safe with your completed protocol forms, as they will all be needed when you instruct a conveyancer to act for you.
Only complete if selling a leasehold property
Instruct a Conveyancer
Consider instructing a conveyancer to act for you.
There are thousands of great Conveyancers ready, willing and able to help you, be careful to choose one that has a good reputation and don’t just shop on price. Be sure to tell them that you have already bought your Searches!
Your Business Name work with a number of reputable conveyancers locally and nationally. Just ask us for a recommendation and we shall put you in touch with the most appropriate legal partner for your needs.